Rapid Funding for Business Growth

Funding American Businesses since 1975

Don't worry. No credit check is required.

Rapid Funding for Business Growth

Funding American Businesses since 1975

Don't worry.
No credit check is required.

Make Payroll

Most sales are funded in less than 3 hours.

What is invoice factoring?

Pay Your Suppliers

Increase cash flow and reduce holdups.

How can an experienced factoring company help my business?

Grow Your Business

Make Payroll

Most funds are delivered in 24 hours.
What is invoice factoring?

Pay Your Suppliers

Increase cash flow and reduce holdups.
How can an experienced factoring company help my business?

Grow Your Business

Why Businesses Prefer UC Factors

Easy to Work With

You call, we answer. During normal business hours, when you call, you talk with one of our specialists. No voice mail or auto-answering machines.

Fast Access to Your Cash

Send us your invoices and we can usually approve and pay you the same day.

No Hidden Fees

Our pricing structure is simple and easy to understand. We don’t have hidden fees.

Experienced Advisors

Our advisors have been with UC Factors on average for over 16 years. We don’t just process invoices, we often advise our clients managing risk and maintaining a positive cash flow.

"UC Factors went above and beyond their obligations and worked with us closely to create a system that works well between factoring guidelines and construction standards.

Since we have contracted with UC Factors our company has doubled in volume with very little effort and will continue to grow together."

Central Logistics 
Managing Member

Doug Laviano

Central Logistics
Managing Member

Factoring vs. Financing

Invoice Factoring

Sell your invoice to us.

Credit Guarantee Accounts if your customer can’t pay

We handle collecting payment from your clients.

No impact to your personal or company credit.

Funding qualification is determined by your clients' credit.

We are one of America's top factoring companies. Our experience will help seamlessly integrate invoice factoring into your business, no matter what industry you are in.

Financing

You take on debt with a bank.

You are responsible for repaying your loan.

You are responsible for making sure your client pays on time.

Your loan is guaranteed by you and / or officers of the company.

Your rate and qualification is determined by the financial stability of your company and officers.

Financing your invoices puts you and your company at risk. Download our free guide to learn more about the benefits of choosing the best invoice factoring company.

Factoring provides fast cash without the hassle of a loan.