About Us

History of UC Factors

Established in 1975.

The company was founded by Ralph Perkins and five years later, 1980, was purchased by Dave Clark who still is the owner today. Early in the history of the company we specialized in factoring for the Transportation industry and have retained that core specialty for over 40 years.  

The UC Factors Difference

The management of this factoring operation consists of Ken Moore, Denise Messang, and Jessica Romero who collectively have accumulated more than 100 years of experience. We are proud to say our entire team has collectively over 200 years of factoring experience. Significant expansion of factoring for all types of businesses has gone on for the last 25 years.  

Why UC Factors

Let’s start with 45 Years Strong. We offer a No Obligation Set Up (No Set Up Fees), Fast Funding, Free Credit and Collection Services, all while giving you the best rate possible. We welcome start up’s, and do business with companies that have had tax problems, or less than perfect credit. Technology has allowed us to better serve our clientele with electronic billing and up to the minute reporting on all transactions. We are a unique factoring company with flexible plans and a willingness to accept unconventional businesses without any personal credit reporting to qualify. We don’t have voice mail, no annoying buttons to press to get help. You will get a live person during business hours and your calls will be answered within 2 rings. Our clientele gets stability, experience, consistency, integrity and knowledge with UC Factors.    

Our goal is to build a mutually prosperous relationship with small businesses by assisting them with their cash flow needs, and offering accounts receivable management, credit protection, credit checking / analysts, collection and our billing services. Customer service is important to us and you will see the difference from other businesses you deal with.